We have your answers for Montana Workers' Compensation
Who Pays for Montana Workers' Compensation?
In Montana, work comp may be obtained in three ways: self-insurance, a private company, or from the Montana State Fund. Work comp is solely funded by premiums paid by employers based on the amount of payroll they pay in the various job categories or class codes. Each class code has a work comp rate associated with it.
Why Hire a Lawyer for Your Work Comp Claim?
The insurance company has one goal in mind, to keep its payouts low. There are many tactics the insurance companies utilize to accomplish this goal, from hiring doctors to evaluate you to sending people to your medical appointments. Protect your rights by contacting us today. We will handle all contact with the insurance company and will make sure you receive all benefits to which you are legally entitled.
How Much Does a Work Comp Lawyer Cost?
Fees are set by state law at 20% of any benefits obtained on a client’s behalf.
How Long Do I Receive Benefits?
In Montana, each work comp claim is unique. However, generally speaking, a work comp insurer is required to pay temporary total disability (wage loss) payments to you while you are off work recovering from your injuries. These wage loss benefits will ultimately terminate if you return full-time to your time-of-injury job without physical restrictions. If you are unable to return to your job full-time, your temporary total disability benefits will likely terminate when you have completed your medical treatment. The work comp insurer must also pay for your necessary and reasonable medical treatment for at least 5 years from the date of your accident. There are exceptions to these general rules. There are also other categories of benefits to which you may be entitled, which may total hundreds of thousands of dollars or more. We are happy to review your claim with you to develop a strategy to ensure you receive every penny to which you are entitled.